Regional Rural Banks (RRBs) RRB Recruitment and Preparation Guide | Best 21st Century High Earning Jobs

RRB Recruitment and Preparation Guide

In July 1969, ground breaking modifications were made to India's financial sector with the nationalisation of 14 huge banks. The second phase of nationalisation of banks occurred in 1980 when six even more banks were brought under government control.

The action was really felt necessary as banks were providing their services to an extremely little segment of individuals, their branches being restricted primarily to municipal and also metropolitan centres. Banks catered only to the rich, industries as well as manufacturers.

As there was no principle of rural banking, the inadequate farmers as well as town locals were exploited by big businessmen as well as money lenders that supplied finances at expensive rates of interest. Nationalization of financial institutions was done primarily to increase bank branch network to unrepresented areas and make financial institutions easily accessible by common people.

However, in spite of the growth of branches to country and semi-urban locations, even more actions were regarded needed to include financial institutions in the socio-economic growth of the nation. Hence, a variety of schemes were introduced and also implemented with nationalised banks.

Though a very large number of financial institution branches were opened after nationalization at country as well as semi-urban centres, in some way the extended network was not discovered totally sufficient to offer the country people. It was really felt that even more financial institution branches were needed in backwoods to take care of the cost savings of rural individuals, help farmers in agriculture and advertise country entrepreneurship.

With this concept, Regional Rural Banks (RRBs) Act was introduced in the Parliament in the year 1976. Initially, RRBs were implied to have lowcost structure. The payment as well as advantages for RRB employees were less than the workers in nationalised financial institutions.

Nevertheless, as of now, the pay ranges are mainly comparable in both nationalised financial institutions as well as RRBs. A variety of restructuring and realignments have happened in country bank's area. Now, there are 56 RRBs in the country spread out from Haryana to remote corners of Arunachal Pradesh.

To fulfill their manpower needs, RRBs make fresh employments on regular basis. The employment procedure is usually a yearly exercise which covers sourcing of people for all RRBs in a single procedure. The recruitment workout is performed by the institute of Banking Personnel Selection. For previous years IBPS promotes openings for all RRBs in one go. The procedure is centralised yet prospects have to request RRBs in a certain state. The choice procedure is similar to the one complied with for employment to PSBs.

Office Assistant in RRBs (RRB Recruitment and Preparation Guide)

Clerical positions in RRBs have a different classification. It is referred to as Office Assistant (Multipurpose). The positions belong to group B.

Graduates in all disciplines can apply for the position. They also require to have effectiveness in local language (language talked in the state) as stated by the worried RRB.

All the eligible candidates would be first required to appear in a preliminary examination consisting of objective type questions. The paper will have two segments of reasoning and numerical ability with 40 questions each to be attempted in 45 minutes.

Based on their performance in this preliminary examination, limited number of candidates will get the opportunity to participate in the main examination which has segments of reasoning, computer knowledge, general awareness, numerical ability, Hindi & English language.

Among Hindi & English language, candidate has to choose one only. In the main examination, 200 questions in all are to be answered in a time span of 200 minutes (3 hours 20 minutes). In both preliminary and main examination, each question carries one mark and a quarter (1/4) is deducted for every wrong answer.

A merit list of successful candidates is prepared on the basis of marks in the main examination. Subject to available vacancies, allotments are made for different RRBs which issue appointment offers to the selected candidates. Since last few years, for clerical positions, interviews don't constitute a part of selection process.

Entry level officers Scale-I officer (RRB Recruitment and Preparation Guide)

Entry level officers' positions in RRBs come as Scale-I officer. A simple graduation is the eligibility criteria set for scale-I officers. However preference is given to graduates in accountancy, law, management, agriculture, horticulture, forestry, pisciculture, agricultural marketing and cooperation, information technology, veterinary science, animal husbandry, agricultural engineering or economics. Proficiency in local language is also required.

The selection process consists of three stages -preliminary examination, main examination and interview. Preliminary examination comprises reasoning and quantitative aptitude whereas the main examination tests candidates in computer knowledge, reasoning, general awareness, quantitative aptitude and either Hindi and English language.

Aspirants can opt for the preliminary as well as main examinations in a language of their choice including English, Hindi and the state's official language. To illustrate, for an applicant who has chosen Assam, the question paper shall be in Assamese, English and Hindi.

Scale-II (generalist and specialist) and Scale-III (RRB Recruitment and Preparation Guide)

RRBs also make direct recruitment of officers in scale-II (generalist and specialist) and scale-III. For scale-II generalist, one should be a graduate in any subject with 50% marks with two years' work experience as an officer in a bank or financial institution.

Degree holders in the subjects as mentioned for scale I or in finance or banking are preferred. For specialist scale-II officers, the candidates based on their qualifications, may apply for the position of Agricultural officer / Information Technology officer/Law officer / Marketing officer/ Chartered accountant. For example a law graduate has the option to apply for the post of law officer. For scale-III officer in RRBs, 5 years work experience in a bank or financial institution is required. If you're an eligible graduate you may apply both for scale-I officer and office assistant.

There will be one single examination for scale-II and III officer positions and the test comprise a section each on financial awareness and quantitative aptitude with data interpretation replacing general awareness. Specialist officers' test will have an additional section of professional knowledge from specialised area.

All the above tests are conducted online. The test pattern is similar to that followed for selecting executive or management trainees in public sector undertakings and various other organizations. The most crucial part for office assistant and scale-I officer is to qualify in the preliminary examination so that they are able to appear in main examination. It is important to know the nature of questions in each segment and then plan your preparation.

Reasoning (RRB Preparation Guide):

Reasoning section checks your application of logic in a given situation. You have to draw conclusions by studying the given statement/ data etc., keeping away your personal biases. Reasoning has many forms -logical, analytical etc. Another way to classify is putting this into inductive, deductive and causal reasoning. Questions here may relate to seating arrangements, blood relationship, sense of direction, correlation, sequencing of letters, alpha numeric series etc.

Computer knowledge (RRB Preparation Guide):

The section on computer knowledge may comprise of anything related to computers-hardware, software and security etc. You need to know about the different components of a computer and their roles. Simple facts about MS-Office, Word, Excel etc. may be asked. Questions may also relate to various keys and key combinations, computing principles, computer languages, networking, types of cybercrimes (phishing etc.), core banking platforms, computer viruses, internet, cyber security and other related topics. For specialist computer officers, the paper would test wider knowledge in the matter.

General awareness (RRB Preparation Guide):

General awareness is a familiar area for all competitive examinations. The challenge here is to define the syllabus considering the vastness of this area. First and foremost, keep a track of major national and global happenings of past one year. Knowledge about sports, sports events and sports persons, currencies of different nations, parks and sanctuaries of national/global fame, historical events and monuments, banking related developments, United Nations and its agencies, various government schemes, scientific discoveries will help.

Language tests (RRB Preparation Guide):

Since there is a choice to be made between two languages, candidates should think and decide which of these will fetch them more marks. We may read, write and speak both the languages, but answering questions requires more efforts and this section shouldn't be taken for granted. Those having studied in Hindi medium or Hindi as their mother tongue may find it easier to choose Hindi. Students from non-Hindi background need to decide carefully as in many cases their knowledge of Hindi is better than that of English.

Hindi language (RRB Preparation Guide):

This section is most likely to have questions on comprehending a passage, synonyms, antonyms, filling sentences with right words, idioms and phrases, arranging sentence parts to make meaningful sentences, one word for many words, finding incorrectly spelled words, identifying wrong part in sentences etc.

English language (RRB Preparation Guide):

 Pattern for at least few questions is common in both Hindi and English language sections. This particular section will consist of reading comprehension, fill in the blanks, correct arrangement of sentences of a paragraph, vocabulary-finding closest meaning of words, error spotting in sentences etc.

Financial awareness (RRB Preparation Guide):

 The questions here would be related to the world of banking and finance. Your preparation for this section should cover recent happenings and announcements related to the above, monetary policy, economic survey, budget announcements, role of Reserve Bank of India and other regulators (Securities and Exchange Board of India, Insurance Regulatory and Development Authority etc.) ,issues before banks (nonperforming assets, mergers between banks), BASEL regulations etc.

Quantitative aptitude (RRB Preparation Guide):

Quantity means numbers and in this section, candidates will require to find the desired answer on the basis of numbers given in the question. Learning and refreshing the concepts of approximation, simple and compound interest, percentages, averages, area, radius and perimeter, ratio and proportion etc. will be useful. Questions may relate to problems on ages, boats and streams, profit/loss, mixture, time and work, filling of tank, number series, mensuration etc.

Data interpretation (RRB Preparation Guide):

 This part will check how you make sense of data, study the pattern and draw conclusions. Data may come in the form of bar graph, pie chart or a table. Based on the given statistics, the candidate will be required to find out averages, expected sales etc. for a particular period. Solving this section is relatively easy as you have to apply simply calculations for adding, subtracting, finding average etc. You should not worry about length of the questions. Just focus on those parts which matter for finding the solution.

Professional knowledge (RRB Preparation Guide):

In this section, questions from the specialised area like law, information technology; as the case may be, will be asked. You need to go through important theories, concepts, and principles related to the subject. Go through definitions and recent developments. Your textbooks may be used as reference guides. Where the same subject is common in more than one examination, the paper pattern may differ.

You may be faced with different pattern of questions in different examinations. Also difficulty level will vary between preliminary and main examination, tests for office assistants and officers, and also between tests for officers in different scales. Practice on the computer is very important for you.

Many candidates will be attending computer based test for the first time. It will be helpful if one makes herself familiar with the way such test is attempted. For registered applicants, IBPS website has a menu for mock test. The instruction booklet you will be provided with your admit card, has sample questions to help you in advanced stages of your preparation.

If you search the internet, you may be surprised to find freely available examination material such as reading materials, sample questions, questions from earlier examinations, mock tests, etc. Printed guides and practice books are also available. You should first go through solved examples and then practice on your own. Intense practice with speed will make you better prepared and more confident to take the examination. It is not necessary that a candidate will be strong in all areas, so it is highly crucial to identify the weak area(s) and put more efforts to convert such weakness into strength.

Reference Material:

Employment News